>Yes, but against a determined attacker that singles you out, you are fucked regardless of what you do, especially if it's your bank or similar service provider

>Yes, but against a determined attacker that singles you out, you are fucked regardless of what you do, especially if it's your bank or similar service provider that screws up even if you don't. Isn't that what we're trying to prevent- becoming the victim of a determined attacker? I don't really care about protecting myself from /only/ script kiddies. If I put my money in a bank and they "accidentally" allow someone other than myself to withdraw it, /the bank/ has been defrauded, not me. Thanks to corporate control of the US gov't, it is now me who has actually been defrauded, thanks to some fun mental gymnastics. So, I have to spend time and money and frustration trying to convince the bank to uh... what's it called... oh yes, give me my money back, please. The system is broken for sure, but I really truly hope we can vote some people into office who will turn the tables on how these laws currently work. Otherwise we will all eventually be hacked, stolen from, or worse.