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You can't build a functionally useful credit score that way. The amount of credit is accounted for in the model, not just the percentage used.
by luckydata 9y ago
You can't build a functionally useful credit score that way. The amount of credit is accounted for in the model, not just the percentage used.
- thaumasiotes 9y agoAmount of credit is accounted for in the model, yes. But it's not the only thing accounted for.