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The data isn't public if it's in encrypted form. When you apply for credit, you'd decrypt it with your own private key and re-encrypt it with the creditors priv
by andrewjl 9y ago
The data isn't public if it's in encrypted form. When you apply for credit, you'd decrypt it with your own private key and re-encrypt it with the creditors private key and send it to the creditor, they would then decrypt privately, process the application, and discard the data.