3 ms·

If it is that easy, isn't it worthless?

• thaumasiotes 9y ago
  No. That is how you build a credit score. If your goal is to build a credit score, it is not worthless, and it is also not a risk to your personal finances or a means by which it is even possible to get into nontrivial debt. A large part of the credit score concept is to flag people for whom paying a trivial bill on time is difficult.