Disagree. I think the examples in the grandparent comment are spot on. You can be cynical of the government and the regulators and still do something about it.

Disagree. I think the examples in the grandparent comment are spot on. You can be cynical of the government and the regulators and still do something about it. If you are a landlord and running a credit check don't use Equifax. Maybe this will open the door for startup in the space.