The US has an adult population(who would hence have credit profiles) of 245 million people. At 143 million, this breach affects more than half of the adult popu

The US has an adult population(who would hence have credit profiles) of 245 million people. At 143 million, this breach affects more than half of the adult population. Given this, the majority of credit rating systems of the US has been compromised. Isn't this enough that the whole "social security number as a master key" system has to be dismantled? How can it be trusted now? There is no way to opt out of having your data collected and sold by Equifax, Experian, TransUnion. The power these companies have over US citizens is incredible. Anyone that's ever tried to remove incorrect data on their credit report knows how painful it is to deal with these companies. Despite dealing and brokering in electronic data to buyers of your credit profile, your interactions with them as a consumer can only occur via paper mail and mailing letters which means weeks or even months for basic communication. They operate like thugs. I hope this is the end of them and by extension the other two agencies as well.