It does not affect your credit rating for freezes and unfreezes. And it's a good thing that hard pulls on your credit affect your score, because it's a stop ga

It does not affect your credit rating for freezes and unfreezes. And it's a good thing that hard pulls on your credit affect your score, because it's a stop gap for excessively requesting credit. It can also prevent heavy fraud because creditors will often reject potential customers with too many hard pulls.