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There is no such agencies in lots of countries (e.g. France) and still people get loans. When I came to US, I had to purposely take extra credits/loans to boost
by llsf 9y ago
There is no such agencies in lots of countries (e.g. France) and still people get loans.
When I came to US, I had to purposely take extra credits/loans to boost my inexistent credit history. Now I am credit worthy thanks to my artificial debt.
- umanwizard 9y agoI'm not arguing against you, just curious... in France, what prevents people from just applying for loans over and over and never paying them back?
- tpxl 9y agoThere are other means to determine whether someone is eligible for a loan (wages, collateral, family support...).