4 ms·Which countries do you mean? How do they manage their credit scores?by gbarc888 9y agoWhich countries do you mean? How do they manage their credit scores?jstarfish 9y agoUsing much more nebulous and unreliable forms of PII as identifiers, in my experience, which leads to situations where you could query someone's report if you know their name and street address.gbarc888 9y agoWell that sounds just as bad...