> From my reading of ToS it also apparently waives your right to be a part of a class action lawsuit against Equifax... IIRC, there wasn't even a clickthrough

> From my reading of ToS it also apparently waives your right to be a part of a class action lawsuit against Equifax... IIRC, there wasn't even a clickthrough and they framed it as "find out if you're affected." How could that be enforceable?