Does it matter if you've applied for credit? They track everyone. The important thing to remember is that you are not and have never been a _customer_ of Equif

Does it matter if you've applied for credit? They track everyone. The important thing to remember is that you are not and have never been a _customer_ of Equifax. You are their product. The banks, car dealerships, etc... that pay them for credit reports _about_ you are their customers. You are their _product_. And, in my experience, they treat their product like shit when their product gets his identity stolen.