That is not the right Terms and Conditions. See this: https://trustedidpremier.com/static/terms https://trustedidpremier.com/static/terms Note the retroactive

That is not the right Terms and Conditions. See this: https://trustedidpremier.com/static/terms https://trustedidpremier.com/static/terms Note the retroactive nature of the terms. Open question: does this indemnify the parent company? (A CNN story says it may not, but is not definite: money.cnn.com/2017/09/08/technology/equifax-monitoring-services/index.html)