I suppose the rest of the monies should be spend on advertising the service. At least, if you want to avoid people calling it a scam, Ponzi or pyramid scheme.

I suppose the rest of the monies should be spend on advertising the service. At least, if you want to avoid people calling it a scam, Ponzi or pyramid scheme. also: https://news.ycombinator.com/item?id=15198854 https://news.ycombinator.com/item?id=15198854