In most states, setting up a sole proprietorship is simple and costs a one time fee of $100. You get to name it (it's called a DBA - doing business as). Get on

In most states, setting up a sole proprietorship is simple and costs a one time fee of $100. You get to name it (it's called a DBA - doing business as). Get one under a company name and open a bank account with a debit card. I realize it's not ideal but it's a simple workaround that is relatively painless and quick.