Why does everyone making these analysis ignore the context and the choices leading up to the moment in question? Hurricanes are not stealthy, there are multipl

Why does everyone making these analysis ignore the context and the choices leading up to the moment in question? Hurricanes are not stealthy, there are multiple day's warning before they make any kind of landfall. One person gave up something in the days prior to the hurricane so that they could have sufficient supplies to last out the event. Another person didn't make the same choice, and now it's being deemed unfair and unjust that the second person has to do without or pay a premium for their decision.