The lower the efficiency of a system the higher employment and the more capital is spread around, making everyone better but making it very difficult to aggrega

The lower the efficiency of a system the higher employment and the more capital is spread around, making everyone better but making it very difficult to aggregate wealth. Public infrastructure is exactly that...public. It is isn't taxed. More money would be available for loans with higher velocity. Venture capital already has extremely high velocity...that's why it is even possible for extreme high risk investing to be profitable in the first place. Where the penalty would be applied to businesses, banks, investment firms sitting on CASH or near cash assets doing nothing. Put those assets to work or tax the hell out of it.