Ok I've been poor, so I guess that "qualifies" me to comment: the OP is right, if you're struggling for cash in an expensive city then it's not wise to live by

Ok I've been poor, so I guess that "qualifies" me to comment: the OP is right, if you're struggling for cash in an expensive city then it's not wise to live by yourself. The argument of "oh but something bad might happen" doesn't hold water - if you're struggling to feed yourself and have no money, then something very bad is ALREADY happening.