> People are waking up to the idea that if they can contract themselves out to multiple clients, they can have leverage to extract their actual market rate from

> People are waking up to the idea that if they can contract themselves out to multiple clients, they can have leverage to extract their actual market rate from employers. The people who are living this lifestyle ("gig"-only, or multiple part time jobs) seem to dislike it. Their income is unpredictable and highly variable, while their expenses are consistent and difficult to meet. Please note that I'm not talking about software development consultants - I'm talking about Uber drivers and service industry hourly workers.