...this is a wonderful example of upperclass blindness. Here's the thing..it worked for you because in your social class and specific area in life, it is more

...this is a wonderful example of upperclass blindness. Here's the thing..it worked for you because in your social class and specific area in life, it is more likely than not any roommates you found would be responsible students. But if you are poor, you are risking getting into a legal contract with someone who could turn out to have an abusive boyfriend, who managed to hide his drug use or alcholism from people, who is dealing with serious mental depression, who can't stay in a job more than three weeks and sponges off his roommates, etc. The rather nasty side to Jesus's parable about the talents is that the rich people got even richer, while the poor man who was frightened lost all that he had. Many solutions people give rely on the person possessing wealth in that sense; if just the social wealth of everyone coming from stable families, with more or less no serious addictions or issues. but if not, many of those solutions get even worse and lead to worse ruin.