I understand issues come up, that doesn't mean that you must overdraft or take a crappy loan. There are so many options for every scenario. Also coming from pov

I understand issues come up, that doesn't mean that you must overdraft or take a crappy loan. There are so many options for every scenario. Also coming from poverty, one of the hardest life lessons I had to learn was how to be self reliant. I started by changing my thinking. Overdraws and loans are one option and not the only option is most cases. >but unfortunately many people need more than they're given. I have a problem with this statement. I don't think many people in poverty are "given" anything. They need more than they "earn". To say given trivializes the blood, sweat and tears that many people shed just to survive.