I think the general trick is there are always enough people in the world in need of charity to make pre-funding private disaster relief seem like wasted potenti

I think the general trick is there are always enough people in the world in need of charity to make pre-funding private disaster relief seem like wasted potential. This is supposed to be something governments account for. They budget for and provide the insurance on giant disasters of this scale. If we want to do anything about improving the preparation and recovery from natural disasters, it will have to be a political engagement. The total costs of some of these incidents push tens of billions of dollars for the whole recovery. If there is anything governments should be accountable for, it is acts of nature.