Not necessarily. There have been numerous studies in the banking industry, for example, that show "poor people" bank accounts are more valuable than high-wealt

Not necessarily. There have been numerous studies in the banking industry, for example, that show "poor people" bank accounts are more valuable than high-wealth bank accounts due to the overdraft fees, low-to-zero interest they can get away with, etc. A lot of the biggest, easiest wealth made in America is derived from screwing over poor people at scale / en masse. I highly recommend Nickel and Dimed by Barbara Ehrenreich for some pretty good examples of this.