So the energy and insurance tycoons are the big winners? Also - What makes you think poor people will make such practical spending decisions? I hardly believe

So the energy and insurance tycoons are the big winners? Also - What makes you think poor people will make such practical spending decisions? I hardly believe they will buy insurance. More likely to buy nicer food/dining out/entertainment and nicer cars/clothes/signals of wealth. Again, this materializes mostly as profit in companies owned by the rich.