just copy what WeChat did, when in China you have no problem to pay to beggar by scanning his QR code, pay for 1RMB (0.15USD) ice cream in corner shop or to any

just copy what WeChat did, when in China you have no problem to pay to beggar by scanning his QR code, pay for 1RMB (0.15USD) ice cream in corner shop or to any illegal street food vendor, it's really embraced everywhere since all both parties need is phone and no needd to pay any fees to bank for POS terminal not saying it's necessarily better than cards, since it came out of necessity when POS terminals are not as widespread as in west, but it's interesting alternative