I have an account in a Swiss bank too. Never had any problem with it abroad (France, Spain, UK). I never hear from them and I love it. My card was stolen once a

I have an account in a Swiss bank too. Never had any problem with it abroad (France, Spain, UK). I never hear from them and I love it. My card was stolen once and I received a call the next day, everything was reimbursed. When I call it's a human that responds. Good customer service as it should be.