As a tech business owner, I learned the hard way that you must pick a bank to match your business. If you are a small shop, don't bank with large banks. Find a

As a tech business owner, I learned the hard way that you must pick a bank to match your business. If you are a small shop, don't bank with large banks. Find a local / regional bank, go physically there, develop a relationship with the bank. You have absolutely no financial leverage and no meaningful relationship with a large bank and that's not in the best interest to your business.