At the moment banking is a total disaster. Personal accounts, under KYC disguise, are being questioned on "suspicious" £2-3k transactions sent between family me

At the moment banking is a total disaster. Personal accounts, under KYC disguise, are being questioned on "suspicious" £2-3k transactions sent between family members. Banks fraud altering systems are so inconceivably dumb, that they can't recognize two persons both having bank accounts at their same institution, both living on the same address as being part of a household, not to bother questioning them why they send cash to each other.(Lloyds Bank, UK). Business banking is getting totally destroyed by fanatical and full of nonsense administration of KYC regulations, where banks want to verify not only the invoices and reasons for every transaction, but the underlying composition of every amount and how it was earned and why. And why the sum earned is higher, than what they think it should be. Their reviews of business models and revenue generation processes is more strict and intruding, than the figures some investors consider enough to provide business with funding.(Rietumu bank, Latvia). At the same time many large European banks are losing their ability to transact in USD, after bank-correspondents are leaving them (Deutsche bank). SEPA transfers in EUR is what is left for many businesses as they are cut from making any international payments in non-EUR currency. The situation is beyond worrying. I hope there are some sane banks left. Possibly smaller banks, friendly to online businesses, who realize that when you receive affiliate payments from Booking.com NV, you are not laundering money and it would be totally moronic to questions those transfers. Please comment if you can recommend such.