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What country you came from if i can ask? I hailed from Europe to USA in 2003. Got SSN, went to first Bank of America branch and opened account with $100 initia
by joering2 9y ago
What country you came from if i can ask?
I hailed from Europe to USA in 2003. Got SSN, went to first Bank of America branch and opened account with $100 initial deposit. No problems at all. Credit Card was tricky - yes many banks will tell you "bad credit is better than none", but after 60 days of direct wire from my employer to the Bank, they gave me secured $500 Amex. That was enough to show them for the next 60 days I used it and paid on time. Within 3 month from getting SSN and my first banking and working legally full time W2, I already got "you are preapproved for credit card" letters in my mailbox.
2 years later I opened Business Account with Bank of America and never had problems with them since then (online sales-related business). Not to say they are perfect, as BOA was known to claim they own properties (by mistake) and being stubborn in courts even if they knew they are wrong.
- joatmon-snoo 9y agohttp://www.corp-research.org/bank-of-america http://www.corp-research.org/bank-of-america
- joering2 9y agoGreat read, thanks! This exactly shows how dirty each bank is, whether its Chase, Wells Fargo, Bank of Ameirca, or any other major bank, and that system IS broken, corrupted, and only gives slaps on the wrist for things you and me would spend rest of our lives in Club Feds. The only reason I'm resultant from switching to something smaller is the number of ATMs available; otherwise my choice would bt BB&T.
- gcb0 9y agoWait, they made you wait 2mo, using their account as your paycheck direct deposit, for a credit card with only $500 of approved credit, which you then have to use for another 2mo, just to have any decent credit with them? ..and you are praising them?! on most banks the offer letter will already give you a $500 credit.
- joering2 9y agonon us-citizen on temporary visa, with non-existing credit. Felt it was fair at that time.