> The only way to solve in the short term is to spread the risk across many banks, and never keep your money in one place. not only banks, you also have paypal

> The only way to solve in the short term is to spread the risk across many banks, and never keep your money in one place. not only banks, you also have paypal, prepaid cards, etc. and not only "short term" eg. always avoid the "single point of failure" the real infuriating part here is that those problems occur on a business account (not a personal account), if you pay extra for business you should get extra/faster service/resolution.