I don't quite know how to feel about this. On the one hand, I actually did something similar to his second story. I hired two full time employees with only eno

I don't quite know how to feel about this. On the one hand, I actually did something similar to his second story. I hired two full time employees with only enough cash for a short period of time. I relied on finding more clients to stay afloat. It didn't work out well in the end for me. On the other hand, at no point during that process did I ever consider myself "too lazy to understand the risks". I don't think that's a good trait. I considered the risks and knew exactly what I was getting in to. I had backup plans and exit strategies. It was a calculated and considered risk that I decided was worth taking. I also decided that I was OK with the worst case scenario outcome. Not knowing the risks is foolhardy. Knowing the risks, and making the conscious decision that some risks are worth taking is a different thing entirely. (On the other hand, I failed, he succeeded, so full respect too him for making it work. Maybe his strategy is better after all. Maybe along the way there was a risk I consciously choose not to take that he would have blindly taken that would have changed the outcome for me. And there were limits for me. I was prepared to risk losing cash savings, but not my home, and I wasn't prepared to go into debt to make it work)