Are those numbers ball parked or just for example? The average car loan has a 4% interest rate[1], and the average bank gives a paltry 0.06% interest rate[2].

Are those numbers ball parked or just for example? The average car loan has a 4% interest rate[1], and the average bank gives a paltry 0.06% interest rate[2]. I agree that if you can make a higher return investment than the rate on your debt, that's certainly profitable. I just disagree that it can be done so passively, at least today. [1] https://www.valuepenguin.com/auto-loans/average-auto-loan-interest-rates https://www.valuepenguin.com/auto-loans/average-auto-loan-in... [2] https://www.valuepenguin.com/banking/average-bank-interest-rates https://www.valuepenguin.com/banking/average-bank-interest-r...