This. $30K is the size of a not-unreasonable annual bonus for a high-performing profession. This money would be pocketed for debt pay-down or invested into futu

This. $30K is the size of a not-unreasonable annual bonus for a high-performing profession. This money would be pocketed for debt pay-down or invested into future passive income (e.g. real estate). My employment status would not change - just my tax bill (more income = more taxes).