I feel the value of some coins, at least BTC and ETH stand to rise big time in the coming years. We're still in a phase of mostly early adopters (tech people),

I feel the value of some coins, at least BTC and ETH stand to rise big time in the coming years. We're still in a phase of mostly early adopters (tech people), but slowly digital coins will become of use for 'normal' people. Banks are also starting to show an interest in digital coins. And at many online stores you can now pay with Bitcoin. In The Netherlands there are a few Bitcoin ATM's as well, though I have never used one. Of course, for governments these digital coins are problematic. It's much more difficult to estimate someone's wealth if one keeps coins in more or less anonymous digital wallets. Also, digital coins make it easy to transfer wealth oversees without fees, which is probably something that banks won't like (the usually subtract a fee through the exchange rate), so banks might try to lobby against Bitcoin. I wouldn't be surprised if in the future we don't use our conventional bank accounts anymore for payments, but use some ATM card connected to a digital wallet. Again, this would be bad for banks. A few weeks ago I bought my first digital coins as well for around 12.000 EUR. I expect the value of these coins to still rise quickly over the coming years. I'd say BTC, ETH, NEO and OMG are safe bets for now.