4 ms·

I don't think point B is valid. Following your reasoning, the industry would also think that health insurances are a bad idea because they would promote an unhe

• koolba 9y ago
  That's one of the arguments for high deductibles. The reverse promotes frivolous trips to the doctor.
• Retric 9y ago
  Being sick is it's own deterrent. However, people like living near water and it's often cheaper in the short term.