Why are businesses so afraid to name the Boogeyman that is deliberate ("friendly") fraud? I'm almost certain that a lion's share of cam girl-related chargeback

Why are businesses so afraid to name the Boogeyman that is deliberate ("friendly") fraud? I'm almost certain that a lion's share of cam girl-related chargebacks are jerks who dispute the $200 they sent for personalized nudes and dirty talk during their refractory period. And card fraud is still possible; the risk is removed from the models, and placed on the exchanges that people use for fiat-to-LiveStar token liquidity. Also, ICOs see rampant price fluctuations: am I wrong to think that independent models and merchants don't want to see their earnings skyrocket and plummet during one of their sessions? It makes more sense to create a platform for models to accept ETH