That's because these days it is very hard to get even a starter house (in a good neighborhood) even having a steady job. And I have not seen too many steady jo

That's because these days it is very hard to get even a starter house (in a good neighborhood) even having a steady job. And I have not seen too many steady jobs in high-tech. The only option to get ahead is to either play the lottery or "do a startup" (pretty much like lottery)