It's not even about lending. It's about consumer rights being eroded all over the place and losing any real concept of ownership. You buy a tesla, but oh it's

It's not even about lending. It's about consumer rights being eroded all over the place and losing any real concept of ownership. You buy a tesla, but oh it's not really yours to do with as you please. You agreed to terms on the software. Get fucked by a company. Can't sue anymore, mandatory arbitration clauses. Farmers can't fix their tractor anymore.