What if the GPS remote disabler was de-risked the car loan enough that it made the difference between the guy getting the car and having no car at all? It's pl

What if the GPS remote disabler was de-risked the car loan enough that it made the difference between the guy getting the car and having no car at all? It's plausible that in an alternate world with no remote disable function, the car loan would be too risky to be worthwhile.