No credit history is a wildcard. You could go either way and they choose to not trust a stranger to the system rather than give you huge credit that you may not

No credit history is a wildcard. You could go either way and they choose to not trust a stranger to the system rather than give you huge credit that you may not be able to handle responsibly. It's easy to get a low limit store credit card ($250 limit) as someone with no credit history. It may have an annual fee. If you pay it off reliably over a year, pay the annual fee one time you will have a moderately good credit history. Then you can get another credit card with no annual fee and cancel the first one. Then keep this second one for decades, because it will show that your nearly oldest credit card account is still in good standing after many years.