I was poor and unbanked for a while, and yes it is. When you are poor, you generally can't take advantage of buying in bulk, even things like toilet paper. I s

I was poor and unbanked for a while, and yes it is. When you are poor, you generally can't take advantage of buying in bulk, even things like toilet paper. I save a substantial amount of money (and time) now that I can buy larger quantities of things. Now that I have a car again, I'm able to save a tremendous amount of time which I can use towards leisure or making more money. Having access to credit now allows me to get 1.5% cash back on all my purchases, this adds up to a fair amount of money over a year. There's a lot more, but these are a few examples I've experienced personally.