That’s why I escalated in my original post. Did you read it? We pay for 1 in 100 years. Sure. What about 1 in 20? Maybe 1 in 10? Uhhh 1 in 5? Let's look at

That’s why I escalated in my original post. Did you read it? We pay for 1 in 100 years. Sure. What about 1 in 20? Maybe 1 in 10? Uhhh 1 in 5? Let's look at some stats. The east coast gets devastated by some hurricane or another about every 5 years right? Like absolutely trashed. Other years it gets milder hurricanes. At what point do we require hurricane insurance of everyone near the Atlantic Ocean? Or at least some sort of federal hurricane tax. We KNOW it’s going to hit some part of the coast super hard every small number of years. Why are we so surprised every time? I mean, look at this wikipedia page on hurricanes in the US[1]. For the past 160 years we've had between 10 and 25 hurricanes hit land every decade. That's an average of 1 to 2.5 hurricanes PER YEAR. Why are we so surprised every time? Something that happens every year is not a rare event. [1] https://en.wikipedia.org/wiki/List_of_United_States_hurricanes https://en.wikipedia.org/wiki/List_of_United_States_hurrican...