Probably because the most prudent thing for someone with means to do in circumstances which would drive them to live under their house for a year would not be t

Probably because the most prudent thing for someone with means to do in circumstances which would drive them to live under their house for a year would not be to live under their house for a year. It's "not a bad idea, just a pointless one" when times are good, and a distraction from better options if something does happen. But w/e