I'm an Amateur Inventor. I used to work in Insurance. You might be able to guess where this went: Ctrl+F "insurance" - no results. Okay, fine, take some risks

I'm an Amateur Inventor. I used to work in Insurance. You might be able to guess where this went: Ctrl+F "insurance" - no results. Okay, fine, take some risks you innovators you! Just don't expect me to play a sad song if the experiment burns down your house, your neighbor's house, and results in criminal charges. Really, I'm not being glib. I will continue not being glib if what I foresee comes to pass, with potential serious damage to life and/or property. GL, HF.