Because it's simply not an option. VCs raise the vast majority of money from institutional investors, not individuals. If there are individuals involved, they'

Because it's simply not an option. VCs raise the vast majority of money from institutional investors, not individuals. If there are individuals involved, they're high net worth already. You need to be prepared to write a $500k-$2M check and not see a return for an extended period of time. Even then, getting into a top-quartile fund with the best return proposition is going to be highly competitive. Finally, funds are relatively infrequent, so you still need to be at the right place at the right time. Either way, we're clearly describing a scenario which is well beyond the situation in the ask.