"What we need is instant clearing, 24/7/365. Nobody cares that it's Sunday. Nobody cares that it's Presidents Day." Given that the whole thing is done by compu

"What we need is instant clearing, 24/7/365. Nobody cares that it's Sunday. Nobody cares that it's Presidents Day." Given that the whole thing is done by computer, how on earth do holidays fit in? I will grudgingly accept an answer involving maint. staff but computers themselves don't take hols. The really funny/sad thing is that this is even a thing. The basic technologies required for near instantaneous inter bank account transfers has been available for quite a few decades.