IF skin color did correlate to higher fraud rate or expenses for PayPal, then requiring them to service people of all colors equally would be unfair to the comp

IF skin color did correlate to higher fraud rate or expenses for PayPal, then requiring them to service people of all colors equally would be unfair to the company. In this case PayPal is refusing service apparently because processing payments for the adult industry is inherently risky and correlates with higher rates of fraud or illegal activity or chargebacks, etc. Since the same issue doesn't exist for skin color, you can't really draw that as a parallel.