But you only need to save up that buffer once, then you can be in the same lifestyle again, with a higher likelihood of remaining in that lifestyle since you wo

But you only need to save up that buffer once, then you can be in the same lifestyle again, with a higher likelihood of remaining in that lifestyle since you won't have to get a payday loan (and continue in a downward spiral) when something terrible happens. This won't mean much coming from an Internet stranger, but your reply really makes me be disappointed in you.