its still not impelemnted everywhere, in croatia the exchange between banks is happening twice a day, i believe at 12h and 17h. alot of people here dont like t

its still not impelemnted everywhere, in croatia the exchange between banks is happening twice a day, i believe at 12h and 17h. alot of people here dont like to buy stuff with CC so they transfer the money with internet banking, and also get a discount because that is treated as cash, and if the webshop is with another bank you have to wait to get a confirmation they received the money, or can try to send them transaction confirmation in PDF. sometimes its anoying when you are ordering something expenensive and have to wait a bit longer because only after your payment do they order it from the distributor.