"The default hypothesis is no usage." Says who? I agree speculators are a big fraction of crypto users, but you are making the even bolder claim that "crypto c

"The default hypothesis is no usage." Says who? I agree speculators are a big fraction of crypto users, but you are making the even bolder claim that "crypto currencies are not practically used". Consider that lots of hard & anecdotal evidence suggests otherwise: https://news.ycombinator.com/item?id=15094514 https://news.ycombinator.com/item?id=15094514