It is a bit like "victim blaming" but as in almost all cases of that, there is obviously good advice that people could follow to avoid being victimized. Yes, y

It is a bit like "victim blaming" but as in almost all cases of that, there is obviously good advice that people could follow to avoid being victimized. Yes, you are right that it is those companies that have been defrauded, not you. But why should those companies trust someone who doesn't follow simple measures to protect themselves and those they do business with? It cuts both ways. Should an auto insurance company never raise your rates after theft, even if you repeatedly leave the car running unattended with the doors open? Sure, the thief bears the responsibility, ultimately... but you're still being careless and the insurance company has every right to drop you or raise your rates.